In the News

CSAHU Election Report

Posted: November 15, 2018

Summary

As you already know the Democrats swept the Statewide offices (Governor, Attorney General, Treasurer, Secretary of State) but also gaining control of the State Senate by a decisive 19-16 majority while increasing their majority in the State House 41-24. The Democratic “trifecta” will create a significant impact on legislation at the General Assembly, the state budget, and cabinet appointments.

However, Colorado voters resoundingly rejected regulatory overreach (Proposition 112 – energy development setbacks) and tax increases (Amendment 73 – school funding; Proposition 110 – transportation infrastructure).  While municipal tax increases were successful in Denver and Boulder, state-wide voters took a notably more conservative approach – even while electing Democratic candidates.

State Senate Republicans held a majority in the Senate by an 18-16-1 margin heading into the 2018 election. The primary focus was on three key Senate races (SDs 16, 20, 24) to determine future control of the Senate. Whichever party won two out of those three races would have the majority.

The Democratic candidates swept all three of the key races. Tammy Story (D) beat incumbent Senator Tim Neville (R) in SD 16, Representative Jessie Danielson (D) beat businesswoman Christine Jensen (R) in SD 20, and Representative Faith Winter (D) beat incumbent Senator Beth Martinez Humenik (R) in SD 24. 

Ballots Cast

Colorado has historically been a state that is fairly evenly divided between Republicans, Democrats, and Unaffiliated voters. As you can see in the graphic below, Democrats and Unaffiliated voters outperformed Republican voters in the 2018 CO election. 

 

Candidate Races

Control of the State Senate was regarded by many as one of the most important issues during this election, since it move the legislature from split control to single-party control.  

Notable upsets include moderate Republican Cole Wist (R-Centennial) losing his seat to gun control advocate Tom Sullivan (D-Centennial).  Historically competitive House District 3 was no longer competitive, with incumbent Democrat Jeff Bridges besting Republican Toren Mushovic by 20 points.

Leadership caucus elections took place at the Capitol last week as well, click here to view the 2019 caucus leadership with bios. 

Please click here to access the document outlining the final results of the statewide ballot issue results. 

 

CSAHU Broker Fee & Disclosure Update – September 2018

The Division of Insurance (DOI) has finalized the broker fee and disclosure regulations as a result of the passage of SB18-136 – Concerning Health Insurance Producer Fee and Fee Disclosure.  Brokers and agents are now allowed to charge fees as outlined in the DOI regulations.  The DOI regulations were adopted by the Commissioner through the emergency regulation process due to the timing of the August effective date of the Act, meaning the Commissioner adopted the regulations without the standard public rulemaking process.  CSAHU leadership was engaged and worked with the Division and the Commissioner to address issues in the initial emergency draft rules. 

Below are links to the final DOI Regulations, in effect now.  Please be sure to read closely and follow if you plan to charge fees. 

FINAL DOI REGULATIONS

Fees charged by Producers:

18-E-02 FEES CHARGED BY PRODUCERS

Standard Compensation Disclosure for Health Insurance Producers:

18-E-03 STANDARD COMPENSATION DISCLOSURES FOR HEALTH INSURANCE PRODUCERS

*Please see this letter that CSAHU leadership sent to the DOI in May 2018 voicing concerns on the initial emergency draft rules.  These concerns were addressed by the DOI in the final adopted regulations.

 

Overview - Colorado Statewide Ballot Issues

Please click here to view the Colorado Statewide Ballot Issues.

 

Please Read Before Agreeing to Connect for Health NEW Terms of Service Agreement for your Broker Portal

Posted: September 24, 2018

We want to bring to your attention the highlighted portion of the Broker Portal Terms of Service (see below). Connect for Health (C4) has been pushing brokers to update their broker portal profile, which requires you to agree to new terms of service. We have asked C4 to alter the wording which would allow due process for brokers. We have been in talks with the Executive staff and they are reviewing the policy.
Many of you have told C4 already that you are not signing until the language is updated. If you are hesitant to sign, please let your normal contact at C4 know about your concerns. If you know other brokers that may have issues agreeing to this new wording please feel free to pass this along.

If you have any questions please email [email protected]

We will update you as new information becomes available.

Thank you,

CSAHU

 

Why Be a Member of CSAHU?

Posted: August 1, 2018

Do I want to speak for myself only or have an association representing me as one voice?  CSAHU has over 500 members speaking as one voice.

Legislative Compliance – be part of the solution speaking with your representatives locally on issues that affect you here in Colorado.

Credibility – As a member, you have knowledge and experience.  We, as members, are experts in our industry.

Education – NAHU provides designations, certifications and online learning tools.

Discounts – as a NAHU member you have the availability to receive Errors & Omissions at a 10% discount, UPS savings, car rentals, moving expenses, etc.

Media – NAHU promotes our advocacy efforts and the role of the brokers.  Our association is very well-respected in Washington, D.C.

2019 Dues through NAHU are $455 annually to be a member of NAHU, CSAHU, and your local chapter.  With an annual potential value of over $8,000, most of us appreciate the value of being a member with over 10,000 members nationwide representing our industry. 

Join Today!
 
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